Administrative Burden
Experienced claims professionals spend too much time locating, reviewing, and reconciling information across complex files.
Trusted AI for Insurance
Built first for disability claims. Curant.ai turns complex files into source-backed, review-ready context while experienced teams retain control of every outcome.
SOC 2 compliant
HIPAA compliant
Human control over AI remains central
Watch the Overview
Get On Top Of The File
See how Curant.ai flips the data pyramid, turning raw claim documents into source-linked findings and a next best action, with your associates confirming every step.
Read the video transcript
Behind every claim is a person waiting for an answer.
Then come the files, PDFs, documents, emails, and images.
And the claims keep coming. As an executive, your claims managers are responsible for keeping the work moving and meeting service deadlines. Curant.ai's Command Center lets you control eligible auto-adjudication and AI actions based on complexity and impact. It also helps you focus your team on complex decisions and actions.
Depending on the situation and your rules, Curant can reconcile files or request missing or additional information automatically. For the claims or actions that need a human, Curant.ai does not stop there. With routing, the right associate is chosen for that claim's complexity, and the claim lands on their desk. Under the status quo, the only way forward is to start making sense of the file.
Pages to read, dates to compare, missing records to chase. Your associate is working hard, yet the next step can still feel out of reach.
Curant brings it all together in one organized platform. For the steps that require an associate, the data pyramid flips.
The claims documents become organized information. Key details are extracted and reconciled. Findings and questions rise into a summary and a recommended next step.
Your associate can follow a finding back to its source and check the evidence.
These documents show different expected return to work dates. Now your associate knows what needs clarification.
Curant.ai can help draft the clarification request. Your associate reviews the wording, makes changes, and decides the next step.
Now your associate can focus on their judgment and the person waiting for an answer.
With Curant.ai, you can impact every line of your P&L and get on top of the file. Schedule a live demo today.
Results
Real Results From Real Disability Files
Curant.ai is helping disability claims teams cut reading time and overall case time, capture more usable information, and keep AI-supported decisions auditable.
Our team got excited last year with the potential of continuing Humania’s legacy of technology innovation with an investment into Curant.ai that helped drive our strategic vision for AI while at the same time solve an acute issue with disability and life operations.
Curant has exceeded original expectations with their safe and secure intelligence layer that sits on top of our system of record and is a game changer for our claim associates’ efficiency, consistency, and job satisfaction.
It is important to note that the AI serves as a facilitator and accelerator in this process; the final decision always rests with our experts, who retain full control and accountability over every claim outcome.
— Luc Thibault, SVP, Humania Assurance
Early product-testing results are promising. A formal partner case study is in development.
95%+Accuracy on document extraction
90%Reduction in reading time
50%Reduction in overall case time
2×More data fields captured
100%Real-time auditable AI + human decisions
- Benchmarked against human reviewers, Curant.ai is as accurate or more accurate, and more consistent
- Improved case clarity so case managers know where to focus
- Increased associate productivity and reduced burnout
About Us
Built for the work behind every claim decision.
Curant.ai is an insurance operations intelligence platform built first for disability claims. It helps experienced teams turn complex claim files into clear, review-ready context while keeping people in control of every decision.
Human review, made concrete
AI-supported context. Experienced teams stay in control.
Curant.ai helps claims professionals move from complex source material to a review-ready decision without removing their judgment or accountability.
Source material
Claim files, policy terms, and supporting documents provide the context for review.
Curant.ai analysis
Curant.ai organizes source information and AI-supported insights into review-ready context.
Professional review
Claims professionals review the context, understand the basis for an output, and make the final decision.
Auditable action
The decision and its supporting context remain available for review and audit.
Why Now
Insurance Operations Are Reaching a Breaking Point
Claims teams are managing more complexity, more documentation, and more operational pressure than their current workflows were designed to handle.
Delayed Decisions
When critical context is difficult to assemble, reviews slow down and teams struggle to apply decisions consistently.
Claimant Impact
Operational friction reduces the time teams can spend communicating clearly and supporting the people behind each claim.
Platform
AI That Moves Work Forward
Curant helps teams spend less time searching for information and more time making decisions.
Data Extraction
Reduces Burden on Case Managers
Automatically structures data from unstructured claim documents with accuracy as good as or better than human review.
- Less time spent reading documents
- More time spent talking to claimants
Built by insurance and AI operators
John Haller
CEO & Co-Founder, Curant.ai
John has spent his career at the intersection of AI and insurance operations—building technology from inside the industry, not observing it from the outside.
- 15 years solving insurance-operations problems
- 17+ patents authored in artificial intelligence
Delivery
A Delivery Approach Built Around Your Operations
Curant.ai is configured around the way your team already works, then refined through structured feedback and real-world use.
Process Review
We map the current claims workflow, review decision points, identify the systems and data involved, and document the operational constraints that shape how the work gets done today.
Customization
We configure Curant.ai around the carrier’s policies, terminology, review requirements, and existing operating model so the platform fits the workflow rather than forcing teams into a generic process.
Iteration
We refine the experience through structured feedback and real-world use, improving performance while preserving human oversight, auditability, and alignment with the carrier’s operating standards.
Architecture & Security
Architecture designed for accountable workflows.
Curant.ai combines flexible model capabilities with a proprietary intelligence layer, carrier-specific workflow logic, and human oversight to support reliable, auditable claims operations.
- Human control over AI remains central
- Every decision stays auditable
- Designed to integrate with existing systems
- SOC 2 compliant
- HIPAA compliant
- Customer data is not used for training
Claims Workspace
Review claim context, source information, recommendations, and next actions in one workspace.
Carrier-Specific Logic
Applies the carrier’s terminology, policies, workflows, and review requirements.
Curant.ai Intelligence Layer
Organizes information, connects sources, and orchestrates AI capabilities across the workflow.
Flexible Model Layer
Supports model selection based on each use case without depending on a single provider.
Secure Infrastructure
Integrates with existing systems while preserving auditability, human control, and data protections.
Engagement
From POC to Commercial Agreement
Curant.ai is a full solution with available services and product support.
POC
- Generic workflows
- Dedicated SOC 2 tenant
- 2-week setup; 4-week run
Pilot
- 95% custom workflows
- Data integration
- 1-month setup; 3-month run
Commercial
- 3-year agreement
- Full fee unlocked with adoption and value capture
Available services
- Process review
- AI strategy review
- AI training
- Product training
- Security review
- Safety review
FAQs
Questions Insurance Teams Ask About Curant.ai
Curant.ai is an insurance operations intelligence platform built first for disability claims. It helps experienced teams extract, organize, and use information across complex claim files while keeping people in control of every decision.
No. Curant.ai is designed to support experienced claims professionals, not replace them. It reduces repetitive review work, surfaces relevant context, and helps teams apply their expertise more efficiently and consistently.
Yes. Curant.ai is designed to integrate with existing systems and workflows rather than requiring carriers to replace their core platforms. The implementation approach is adapted to each carrier’s technology environment and operating model.
Curant.ai can be configured around the carrier’s terminology, policies, workflows, review requirements, and decision logic. The platform is refined through structured feedback and real-world use.
Human control over AI remains central to the workflow. Curant.ai organizes source information and AI-supported insights so claims professionals can review the context, understand the basis for an output, and make the final decision.
Curant.ai uses security and data-governance controls appropriate for sensitive insurance operations. Customer data is not used to train shared models, and the platform is designed to preserve auditability and human control. Curant.ai is SOC 2 compliant and HIPAA compliant. Customer data is not used for model training.
Disability claims are Curant.ai’s initial focus. The underlying platform is designed to support additional insurance workflows that involve complex files, operational queues, and experienced human judgment.
Implementation begins with a review of the current workflow, systems, data sources, and operational requirements. Curant.ai is then configured around the carrier’s environment and refined through structured testing and feedback. Engagements move from a proof of concept to a pilot to a commercial agreement.
Ready to see Curant.ai in action?
See How Curant.ai Fits Into Your Claims Operation
Schedule a 45-minute executive discussion to explore your current workflow, operational priorities, and where Curant.ai could create measurable impact.
Book a Demo